Monthly Fee Composition
Side-by-side comparison of your existing processor vs. Velocity.
ABC CORP • JAN 2025
SAMPLE SAVINGS ANALYSIS
ABC CORP (SAMPLE)
A simplified view of the detailed, line-item analysis Velocity performs to uncover hard-dollar savings in your payment ecosystem.
Monthly Savings
$0
Projected hard-dollar savings based on one month of activity.
Improves contribution margin
Annual Savings
$0
Same run-rate savings projected over 12 months.
Valid at current processing mix
5-Year Savings
$0
Illustrative long-term impact if volume remains similar.
Capital that stays in your business
Effective Rate
3.90%
→
2.71%
Measured as total fees divided by total volume.
Net reduction of 1.19 pts
Effective Rate Comparison
How much you pay today vs. our optimized structure.
PERCENT OF VOLUME
Summary of Monthly Fees
High-level view of how the statement settles after adjustments, chargebacks and fees.
EXISTING PROCESSOR
| Description | Amount (USD) |
|---|---|
| Total Amount Submitted | $128,731.50 |
| Chargebacks | $1,128.00 |
| Adjustments | $0.00 |
| Fees | $5,016.45 |
| Total Amount Processed | $122,587.05 |
Fee Comparison Detail
Each fee bucket is evaluated independently – nothing is “rounded” or assumed.
EXISTING VS VELOCITY
| Description | Existing Fees | Velocity Fees | Monthly Savings |
|---|---|---|---|
| Total Interchange Charges / Program Fees | $1,430.66 | $1,430.66 | $0.00 |
| Total Service Charges | $2,960.03 | $1,544.77 | $1,415.26 |
| Total Fees | $625.76 | $510.76 | $115.00 |
| Total | $5,016.45 | $3,486.19 | $1,530.26 |
What this sample analysis reveals
By applying our analytics engine to a single month of activity, Velocity identifies $1,530.26 in fully documented monthly savings. That’s $18,363 on an annual basis and more than $91,000 over five years – without requiring you to change how you accept cards.
Every analysis is performed line-by-line and mapped back to your statement, so your finance team can tie out each dollar with confidence.
- Effective rate reduced from 3.90% to 2.71%.
- Service charges are re-engineered for $1,415+ in monthly savings.
- Interchange category remains cost-neutral – no aggressive or risky routing.
- All savings are calculated at the statement level, not estimates.